Small Motors

Do loan companies utilize hidden tracking devices on vehicles? How would they know where the vehicle is?

PLEASE READ ALL DETAILS BEFORE OFFERING AN ANSWER:
A friend of mine recently moved and gave her loan company her new mailing address. This address is a mailbox at a UPS Store, and is different from her physical address. She has never given out her physical address, not even to the UPS Store, and uses the mailbox address for all records (DMV, Bank, etc.). She is behind on payments, and the loan company called me since I am listed on a reference. They were trying to confirm her address, and repeated her “physical address”, the one that was never given ou t to anyone. How would they have this information? The vehicle is not equipped with lojack or any other anti-theft tracking device.

The answer to a hidden tracking device would be NO as it would be an invasion of privavy. Odds are they ran what is called a skip trace. This involves a multi-layer information system, including but not limited to employment, social security, insurance, medical, phone, utuilty and credit records. Just because she says she has never given it out does not mean there is not a system somewhere that has it. Remember when you move, you must provide a physical address to the utility companies, DMV, and other services and many of these records are public information. So even though she was careful no to give it out so as the loan company could find her, they have their ways.

Norma Jean – The Anti Mother Sessions – 1st Day Of Tracking